Imagine: it’s June, inching closer and closer to triple digits, and your cooling system dies. It just dies. Quits working. No more air conditioning, no more cool air to help you stay comfortable. It’s finished.
So you call an HVAC company to come check everything and they validate what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, based on the type of system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend your summer soaking in sweat and taking cold showers? Or use all your savings (and maybe sell a body part) to cover the cost of a new AC unit?
We are here with a different option to help your comfort and your wallet: financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the typical consumer in the United States has no more than $5,000 they can access, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an HVAC system repair or replacement is required, it is essential that we have affordable financing options available.
At McKinley Heating Service Experts we have multiple financing options for consumers looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.
McKinley Heating Service Experts also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost around $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also investing in an efficient system that will help reduce energy bills while providing home comfort.
The financing programs at McKinley Heating Service Experts are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call McKinley Heating Service Experts today for a free in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to hear from you!